Barndominiums are quickly becoming a popular housing choice in Idaho, especially among first-time homebuyers looking for an affordable and customizable option. These unique homes combine the spaciousness of a barn with the comfort and efficiency of a modern home, offering an appealing alternative to traditional stick-built houses. If you’re considering purchasing your first home and are intrigued by the idea of a barndominium, this guide will walk you through everything you need to know—from costs and financing options to customization and construction.
What Is a Barndominium?
A barndominium, or “barndo,” is a type of home that blends the open floor plan of a barn with the conveniences of a modern residence. Originally used for agricultural storage and livestock housing, these structures have evolved into stylish, durable homes that can be customized to fit various lifestyles.
Benefits of Owning a Barndominium in Idaho
For first-time homebuyers, a barndominium offers several key advantages:
Affordability – Barndominiums typically cost 10-15% less per square foot than traditional homes, making them a budget-friendly choice.
Durability – Constructed with Post-Frames and energy-efficient insulation, barndos can withstand Idaho’s harsh winters and hot summers.
Customization – From open-concept interiors to rustic, farmhouse, or contemporary finishes, you can personalize the space to match your style.
Low Maintenance – Unlike steel-frame houses, wood-framed barndominiums are resistant to pests, mold, and fire, reducing upkeep costs.
Whether you’re seeking a cozy retreat in Star, ID, or planning a spacious home with room to grow, a barndominium provides a flexible and affordable solution.
Cost of Building a Barndominium in Idaho
One of the most attractive features of a barndominium is its affordability compared to a traditional home. However, costs can vary based on size, materials, and design choices.
Basic Shell Construction: $90 to $150 per square foot
Finished Interior: $200 to $250 per square foot
Luxury or Custom Finishes: $250 to $300+ per square foot
Compared to the average cost of a traditional home in Idaho—which can range from $200 to $300 per square foot—barndominiums offer significant savings. However, costs can fluctuate depending on factors like insulation, HVAC systems, and high-end materials.
Additional Costs to Consider
Land Purchase – If you don’t already own land, expect to pay anywhere from $100,000 to $150,000 per acre, depending on location.
Utilities and Permits – Hooking up water, sewer, and electricity can add $20,000 to $150,000+ to your total cost.
Customization and Upgrades – Adding features like wrap-around porches, high-end kitchens, or smart home technology will increase the price.
Financing a Barndominium as a First-Time Buyer
Financing a barndominium can be different from securing a mortgage for a traditional home. Because some lenders view barndominiums as non-standard housing, finding the right loan is essential.
Loan Options for Barndominiums in Idaho
Conventional Home Loans – Some lenders now recognize barndominiums as primary residences, but you may need a larger down payment and strong credit.
Construction Loans – These short-term loans provide funds in phases as your barndo is built, and they can be converted into a traditional mortgage once construction is complete.
FHA or VA Loans – These government-backed options are more difficult to obtain for barndominiums, but some lenders may approve them if the structure meets HUD standards.
USDA Rural Development Loans – If your barndominium is built in a qualifying rural area, you may be eligible for low-interest, zero-down-payment loans through the USDA.
Tips for Getting Approved
Work with a lender experienced in barndominiums – Some banks specialize in alternative housing and understand the unique financing needs.
Have detailed plans and estimates – Lenders want to see blueprints, contractor bids, and an estimated timeline for completion.
Ensure the land is zoned for residential use – Some areas may restrict barndominiums or require additional permits.
Customizing Your Barndominium
One of the biggest benefits of a barndominium is the ability to customize the space to fit your needs and lifestyle. Whether you’re looking for a rustic farmhouse feel or a sleek, modern design, the possibilities are nearly endless.
Popular Barndominium Design Features
Open-Concept Living Areas – Spacious, high-ceiling layouts create an airy feel.
Loft Spaces – Perfect for extra bedrooms, office space, or a reading nook.
Oversized Garages or Workshops – Ideal for car enthusiasts, mechanics, or home businesses.
Energy-Efficient Features – High-quality insulation, solar panels, and smart thermostats help reduce utility costs.
Wrap-Around Porches – Extend your living space and enjoy Idaho’s beautiful scenery year-round.
Why Star, ID, is a Great Place for Barndominiums
Star, Idaho, is a rapidly growing community that offers the perfect blend of rural charm and modern convenience. With plenty of open land, affordable property prices, and a welcoming community, it’s an ideal location for first-time homebuyers looking to build a barndominium.
What Makes Star, ID, Stand Out?
Affordable Land Prices – Compared to nearby Boise or Meridian, land in Star is more reasonably priced.
Access to Outdoor Activities – Enjoy hiking, fishing, and camping just minutes from your doorstep.
Growing Infrastructure – New schools, shopping centers, and restaurants are making Star an attractive place to settle.
Take the First Step Toward Your Dream Barndominium
Owning a home is a major milestone, and a barndominium can be the perfect way to achieve homeownership while staying within your budget. If you’re ready to explore the possibilities of building a barndominium in Star, ID, Cascade Custom Construction is here to guide you through the process. From design and planning to construction and financing, our team is committed to making your dream home a reality.
Ready to build your dream barndominium in Idaho? Call Cascade Custom Construction at 877-208-8843 for a free consultation and expert guidance on design, financing, and construction. Your first home could be the perfect barndo—let’s make it happen today!